Interest-Free Credit on Toys

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Pay later in 3 instalments with Klarna


Forget FOMO. Pay later in 3 equal instalments.

  • Get what you love now. Pay over time.
  • One part payment at purchase and 2 further payments at 30 and 60 days
  • Automatically collected monthly from your chosen debit or credit card
  • No interest or fees - ever
  • No credit application required
  • Simple and safe

Shop with just a few clicks!

  • Select ‘Pay later in 3’ at checkout
  • Enter your address, email, mobile and card details
  • The first part payment will be taken from your card when the goods ship
  • Receive your goods and enjoy!
  • The two remaining payments will be taken at 30 and 60 days
  • You will receive notifications when payment is due and when it is collected

Shopping with Klarna

You can view all of your Klarna purchases and payment schedule simply by logging onto Klarna.com/uk. If you need further assistance you can contact our customer care team for free, or use our online chat service.


Peace of mind with Klarna’s buyer protection

You only pay for goods you receive. If you don't receive what you ordered, call our customer services and we’ll help resolve the issue.


Contact Klarna

If you need further assistance you can contact Klarna’s customer care team for free, or use our online chat service.

Please find links below to Klarna's website where you can find more information on Klarna.

Click here for information regarding Klarna’s products..
Click here for frequently asked questions or Klarna's Customer Service
www.klarna.com/uk/customer-service

Local number: 0203 0050 833
Freephone number: 0808 1893 333

About Klarna

Klarna is one of Europe's fastest growing companies and a leading alternative payment provider. Klarna’s vision is to make all payments ‘smoooth’ adding value for both the consumer and merchant with our unique payment options and customer experience.

Klarna was founded in 2005. In 2014 we joined forces with SOFORT and formed Klarna Group and in 2017 acquired BillPay. Today we have 2000 employees in 14 markets and lead the way for European alternative payments serving 60 million consumers and 100,000 merchants.


www.klarna.com





Reasons to use DivideBuy

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    No hidden fees and 0% interest APR

    Spreading the Cost of your purchase using Interest-Free Credit does not cost any more than paying upfront.

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    96% approval rate

    Our unique lending model allows us to offer Interest-Free Credit to more people.

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    Quick application

    Complete the 60 second application and receive an instant decision.

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    No paperwork required

    All documents are in digital format and signed using e-signature.

DivideBuy is an Interest-Free Credit provider in partnership with Plum Play, bringing you 0% APR credit for selected products online. You can Spread the Cost on one or multiple qualifying items online by simply clicking the DivideBuy button.

You can choose instalment options from 3 to 12 months depending on the value of your purchase and the retailer. Your application will take just 60 seconds to complete and we will provide an immediate decision allowing you to complete your purchase.

Once approved, you electronically sign your agreement and the retailer will process your order.

With your DivideBuy account you get access to these great features:

Look out for the DivideBuy button

  • Exclusive offers
  • Quick checkout
  • View your credit agreement
  • View your instalment amounts and dates
  • Review your payment history

To access your account or to find out more about DivideBuy, visit dividebuy.co.uk. Alternatively, call our Customer Service Team who are available on 0800 085 0885.

FAQs

What are the requirements for credit?

  • Be aged between 18 and 75
  • Be a permanent UK resident and have lived at your address for longer than one year
  • Have a debit or credit card
  • Have a valid UK telephone number

Will a credit check be performed?
Yes. DivideBuy uses a third-party credit reference agency to perform a credit check. This is used in combination with your entered details and our own unique algorithm to assess affordability.

Will I have to pay a deposit?
Your first instalment is payable on completion of your order. In some instances, you may be required to pay a deposit based on a combination of your credit score, size of order and number of instalments selected.

How many instalments can I Spread the Cost over?
Depending on the total value of your order, you may be able to Spread the Cost up to 12 monthly instalments.

What happens if I want to end my agreement early?
DivideBuy offers the option to repay the remaining balance on your account at any point with no additional charges or fees to pay. You can do this by logging into your DivideBuy account on our website or by calling the Customer Service Team on 0800 085 0885.

Are there any other charges or fees?
There is 0% APR interest and no setup charges, cancellation or hidden fees. DivideBuy reserve the right to add late payment fees to your account in the event of you missing payments. This is all explained in your credit agreement before you complete the checkout process.

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